Wednesday, September 1, 2010

How Will Health Care Reform Effect Me?

















Immediate Effects and How Will Health Care Reform Effect Me?

* Prohibit pre-existing condition exclusions for children in all new plans;
    * Provide immediate access to insurance for uninsured Americans who are uninsured because of a pre-existing condition through a temporary high-risk pool;
    * Prohibit dropping people from coverage when they get sick in all individual plans;
    * Lower seniors prescription drug prices by beginning to close the donut hole;
    * Offer tax credits to small businesses to purchase coverage;
    * Eliminate lifetime limits and restrictive annual limits on benefits in all plans;
    * Require plans to cover an enrollee’s dependent children until age 26;
    * Require new plans to cover preventive services and immunizations without cost-sharing;
    * Ensure consumers have access to an effective internal and external appeals process to appeal new insurance plan decisions;
    * Require premium rebates to enrollees from insurers with high administrative expenditures and require public disclosure of the percent of premiums applied to overhead costs.

By enacting these provisions right away, and others over time, we will be able to lower costs for everyone and give all Americans and small businesses more control over their health care choices.

More here - Health Reform Bill Summary: The Top 18 Immediate Effects. Why do extremists right-wing conservatives talk about the "evils" of health care reform in vague generalities? because if they have to talk about repealing specific parts of the bill and why repeal is justified they have no substantial arguments to make. For years ignorance has been a right-wing conservative's best friend. They hope the American people continue to make that true.